Credit freezes and credit locks can be a major advantage to secure your personal information and protect your credit. While checking your credit score and keeping tabs on your credit report is a great general practice, it's not always possible to avoid negative actions. Credit locks and credit freezes are offered by all three major credit bureaus - Experian, Equifax and TransUnion. However, while they are similar, there are some key differences between them.
Credit locks and credit freezes are both ways to protect your credit report and prevent lenders from accessing your personal information.